Analysis Of The Activity Of Electronic Banking Services In The Economy

Abstract

In this thesis, the rapid development of digital technologies in recent years has led to fundamental changes in the banking system. Electronic banking services are an integral part of the economy today, they play an important role in simplifying financial operations, increasing the speed of transactions and creating convenience for customers. This article analyzes the role of electronic banking services in the economy, the main factors determining their effectiveness, advantages and disadvantages, as well as the processes of digital transformation in the banking system of Uzbekistan. Ways to develop a cashless economy using electronic payment systems, mobile banking, online lending and other innovative services are considered. At the same time, the security issues of electronic banking services, cybersecurity threats, and the need to increase the digital literacy of users are also considered. The results of the study show that economic growth can be accelerated by ensuring the effective operation of electronic banking services.